Being hurt while on the job is much more common than you might think. This is something that we do not normally prepare for. As a result, mistakes can be made after being injured on the job. Unfortunately, even if you are entitled to workers compensation benefits, mistakes like the ones below can easily hurt your claim.
Failing To Report The Injury In Time
This is by far the most common of all mistakes people do when filing workers’ compensation claims. In absolutely all US states, there are specific laws that require reporting accidents that involve injury in a specific timeframe after the event happened. When the injury appears because of occupational disease, the timeframe is a little longer.
There are some exceptions that exist but the important thing is to always report during the legal timeframe. Basically, report what happened as soon as possible.
No Disclosure Of Previous Injuries
Even if you had just a minor accident in the past, not reporting it because of reasons like not wanting to lose your job will lead to huge problems. Such an incident can lead to completely losing compensation. The event might be seen as fraud.
Always be transparent when discussing medical history and filling the appropriate forms. This is an obligation that you need to fulfill even if you disclose something about a condition that was not connected with the injury.
Failing To Report All Injuries
You may want to avoid reporting some of your injuries. For instance, you might fall and hurt your leg. At the same time though, you might have experienced back damage. You might thus forget to disclose the back injury. When you do this, you might be accused of committing compensation fraud.
To put things as simple as possible, you have to report all the symptoms you experience. This includes everything related to the accident, including blurry vision, motor function losses, flu-like symptoms, stomach issues, and so on. The full disclosure will help you to receive the largest possible compensation.
Not Getting Back To Work When You Are Able To
Sometimes, you might have to get back to work and you will be offered lower wages. However, not accepting this can lead to what is known as voluntary loss of income. Further benefits and compensation would be denied as a result of your choice. Also, the employer could terminate your contract.
When you think you cannot perform because of your injuries, you still have to try. After it was shown that job duties are beyond what you can do, it is possible to file a claim and say you cannot follow through with the offered new job. The insurance carrier offers wage loss benefits when you receive lower than 80 percent of the salary before the injury.
At the end of the day, you can see there are several problems that can appear during workers’ compensation claims. This is why it is so important to find an experienced worker comp attorney that would guide you through the process and would make sure you receive the highest possible compensation for your injuries.